For business applications, call 800-453-9719. But the department closes early. You never know what Chase is going to do with your credit card application but it surely helps to know how to navigate through the post-application process. They "might" have more questions for me. You dont have to call recon at that point, though. I wanted to increase my limit for immediate use and was first told it will take 7-10 days to get a response. NerdWallet strives to keep its information accurate and up to date. You can also call the reconsideration line while your application is pending to help speed up the approval process. Stephen is a former writer for NerdWallet. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Unless something just changed, that rep is not informed. How long have you had the Chase Mastercard for? I lost the letter. If you've been a long-time customer, remind. We'll let you know our decision as soon as possible." Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Out of curiosity, what CL amount was the card approved? Written by on 27 febrero, 2023.Posted in fd150 phone line not connected.fd150 phone line not connected. Chase recon line today after being denied of a CLI. Admin: Click to access the administration module of Resource Online. She only has 3 credit and each card she uses about $31 each month on each card to pay for Dish, Tmobile and Verizon bills. 866-865-7843 Spanish speaking number (they also speak English and generally people have more success calling this number). If the stars align, youll immediately receive a Your Application Has Been Approved message. With the help of free credit score calculators, myFICO gives you an estimate of the scores that most lenders use while making lending decisions. I currently applied for the chase sapphire reserve, now I am in the pending status. You can call a few numbers to check on the status of your credit card application or to try to overturn a denied application. Your email address will not be published. If you dont get immediately approved, dont fret; theres still hope. care credit application pending. I had about 3 cards opened within 24 months and 3 credit checks for buying a car which I ended up buying but not sure if they count, and maybe like 2 checks for requesting credit line increases in other cards. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more. Business cards fromCapital One,Discover, and some other banks. (800) 548-4593 General Customer Service and Application Line, (800) 695-5171 Personal Application Status and Reconsideration Line It never hurts to try does it? Business card status can be checked here. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Chase Reconsideration Phone Line / Number for Denied or Pending Applications If your Chase application status is denied or pending, you can call: 888-270-2127 (Personal Cards) - Updated Phone Number 800-453-9719 (Business Cards) New Chase Reconsideration Phone Number:Chase changed the phone number for personal cards. The letter looks authentic so I called and the first thing they want is my SSN??? By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. All banks have rules about how often you can apply for credit cards. The 5/24 rule is not a published rule, but it is very much alive and well. Should have read more carefully and listened to my Spidey Sense that something didnt seem right. I am brand new to credit I only have had a credit card for 8 months. and csp would take a lower amount chase. After starting her own blog, The Definitive Guide to Etihads Direct Routes From the U.S. [Plane Types & Seat Options], The Ultimate Guide to Chase Personal Checking Accounts [Types & Benefits], Reasons You Dont Get an Immediate Approval, Chase Small Business Credit Card Application Tips, In addition to being a contributor to Upgraded Points since 2018, she also writes for. The cookie is used to store the user consent for the cookies in the category "Analytics". After speaking to her she asked if I had any questions, I said no and was told they will review the application and let me know. Computer. If the automatic status checker changes and tells you that youll be notified in two weeks, this almost always means that you will be approved! Sometimes Capital One will tell you that they wont review your application until youve received a response (email or mailer) from them which can be highly annoying. So I'm back on hold again waiting for an answer. I am super new to this site and to credit in general. The missing info is that the address verification I faxed in to Chase a couple days earlier had a typo on my address. Scroll down to the bottom, and you will see a tab that says Application Status. Great Info! I guess I miss times when my reports were to be updated. If you've ever gone down a rabbit hole reading flyertalk threads from 2015 about the difference between "2 weeks" and "7-10 days" or been the guy/gal posting in the newbie/daily threads asking people if you should call recon for a business card this flow chart is for you. Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. Hi Moussa. The old one redirects to fraud operations. good luck. I called just after 5pm ET and received a message that they were closed. Just answer a few questions and we'll narrow the search for you. [someone] (https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/) just did one for citi recentlyif you were a Chase reconsideration rep yes people would love an AMA. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. should I do an AMA? Being added as an authorized user to someone elses credit card account. You have already been told no, it cannot get any worse. Before you go into a reconsideration phone call (with any bank) you should try to put spend on your other credit cards issued by them. You can proactively suggest this as a solution or you can wait until the analyst suggests it (though they may not always offer that option to you). Tried recon, I was approved. Explained recent credit apps in regard to selling business and needing to refinance cars. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Remember, the bank doesn't owe you anything. For aging metrics, it will stay on your reports as a closed account for up to ten years and it's at most only 8 months older than your next oldest card. dp: got denied for the business card first for "not enough income" called them, then got denied for "not a real business" wtf dude im a fucking land lord, and i do freelance programming, and they fucking denied me this right here is what's fucked up about their business card approvals. Manage your credit card applications in one convenient place. Pre-qualified offers are not binding. Reminder: You do NOT receive an intro bonus when you product change. This article deals with credit card applications and not immigration applications. After you log in to your account, click on the icon in the top left corner that looks like a column of lines. You can check your application status online if you are already a Chase customer. All FICO Score products made available on myFICO.com include a FICO . I applied for Chase Freedom credit card and I got approved, I got a message to upload some of my documents like Drivers license, Social Security Card and Utility Bill for proof of address, please will they mail my credit card to the address on my utility bill? 1-800-601-3923 seems to work. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. Tip: Use WalletFlo for all your credit card needs. I already have two chase cards, the freedom and the slate. In Cbt Of. FTC's website on credit. If I were in your position, I might hold off for a few more months, just so the card has at least a year open and doesn't look weird on my reports. What card did you apply for? Gotta get to work on my holiday shopping to earn those bonus points! I did get transferred to another department though. This is the one drawback to lowering your credit limits before you apply. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. We use intelligent software that helps us maintain the integrity of reviews. So I am a AU on my moms Chase card and she has had this card for about 19 years and 5 months..The limit is only $11,300. My wife received this letter the other day as well. I logged into my bank a few days later and all of a sudden I see the credit card there available, however it was for a lower limit. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Chase recon recently updated their number. Opinions and recommendations are ours alone. You might be approved after a quick verification of some basic information. Still waiting. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Directions Sulfur Plant. The Helsinki-Uusimaa Region is at the heart of Northern Europe, more precisely in the very south of Finland and it has some 230 km of Baltic Sea coastline. 3 scores over 700, $170k income, on time payments with my Chase car loanthe only blemishes are one satisfied judgment from 5 years ago and the fact my oldest open account it only 2 years old. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Estimate your #FICOScore by answering a few simple questions: myfico.com. Maybe it was a bad idea to tempt fate and apply for a new Chase card on May 24th, aka 5/24, but I did it anyway.I'd studied up on various datapoints about Chase Ink applications, and while I wasn't necessarily expecting an instant approval, I assumed at the very least my application would go to pending.I was shocked and disappointed when after a few seconds of . Sometimes another credit analyst will view your application more favorably. In my experience, the automated message asks for your social so the computer can quickly pull up your application. See our Advertiser Disclosurefor more details. Negotiate when necessary. They usually just want you to send proof of income. Chase is no exception to these rules, and its known for having some of the strictest ones among card issuers. I got the automated message that chase would let me know in 30 days if I was approved, and I never heard anything. For more information on our advertisers, see here. Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. Alternatively try 888-663-6262. I was denied for a chase freedom due to having too many accounts already with chase. you tried using a real business and got denied while many many people just make it all up and get approved. If you've been a long-time customer, remind them. As stated above, Chase approved what they're comfortable with. I monitor all three reports too. I never did get an inquiry alert. *How* do you lower credit limits (before applying)? Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Thank you for choosing Chase. At a certain point, youll just have to accept defeat if multiple calls dont work, though. haha, I don't know man. I would like someone to tell me a specific reason I was not immediately approved for a credit card. (44) that you will benefit from being able to make your case in real time. As far as I can remember, I called the reconsideration line the next day and was immediately approved. Well let you know our decision as soon as possible message about a week ago. Chase SL recon Get your FICOScore for free No credit card required Get Access Now Tnetsirk200 Established Member Mark as New Bookmark Subscribe Mute Subscribe to RSS Feed Permalink Print Report Inappropriate Content 11-22-202012:18 PM 11-22-202012:18 PM Chase SL recon Help! You can recon for the Chase Freedom application, at least a few times before giving up. I've done a lot of lurking here over the years tho. Were reviewing your application and will send you our decision as soon as possible. Barclays Recon line worked for me. bummer, but I will keep it in mind when I hit the year mark! AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000. I never received an email saying my application had been received. Thank you for the help. There are a few things you can do to prepare for aChase reconsideration line call. We have received your request for a Chase credit card. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. All together you'll pay a whopping $645 for the annual fees, and you'll earn a total of 140,000 Ultimate Rewards points plus $350 in easy to redeem credits. Enjoy all those points! 3rd10% util isnt that bad Id wait till your 2% reports, and then call back in, and tell the person you spoke with what the other rep said about waitiing for your util to change, and try again. You can get a personal and biz. (866) 606-2787 General Application and Account Questions, U.S. Bank Does anyone know anything about this? It does not store any personal data. During the call you want to remain calm and think clearly about what youre saying. But with the most stringent rules come some of the best travel rewards credit cards out there! Finally he returned just a moment ago to say he's preparing the application for secondary review and I should get a decision in 1-2 weeks. Chase Credit Card Reconsideration Personal: 1-888-270-2127, open: 8am-10pm Monday to Friday 8am-8pm Saturday & Sunday Business: 800-453-9719, open 1pm-10pm Monday to Friday J.P Morgan (for the Ritz-Carlton card ): 800-527-7415 Citibank Credit Card Reconsideration Personal: 800-695-5171 8am-Midnight everyday I then called the reconsideration line and was immediately approved. Thanks again for your guidance! 1. I waited a couple days and got approved. How exactly do these calls work sorry I'm super new to this could you try to walk me through it a little bit? Can I call to recon and ask them to convert the chase mastercard I have to a freedom? And my smartphone didnt do any better. Checking in live from on hold with biz recon. I asked to have the card expedited and was told it would arrive in 1-2 business days. Chase: 888-245-0625 (Credit Analyst - Recons). I called the reconsideration number and was able to have them take a second look at it. Basically, your credit card application is still in limbo. At this point, you still dont have to call Chase reconsideration. Read our tips on what to do and say before calling reconsideration. Call the automated status line at 1-800-432-3117, and follow the prompts. Sorry to possibly mess up your entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer? Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. (Note: this is accurate as of March 22, 2016.) Open 8am Midnight everyday. The representative I got was very friendly and seemed helpful, so I decided to plead my case. You can check your status online if you are a current Chase customer. when he comes back he said in 1-2 weeks i should get a letter from them as he needs the application to have another set of eyes on it. Is there an automated/online method? Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). My scores were not as good as yours and I should have tried it again! FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. Maybe you could add this to your flowchart 22 (800) 763-9795 General Personal Application Inquiries Usually, I would just say something like Oh yes, the Chase Rep did say X, but I just wanted to clarify blah, blah, blah.. he asked me a few questions regarding the BK and few questions about income and where i live then puts me on hold. This post will cover everything you need to know about your Chase credit card application status and what to do if you arent immediately approved. I was talking with a friend who has some medical debt on his record that he is waiting to have removed (see other thread :-) ). Terms of Service apply. Seems simple enough but there are so many different messages and factors that go into Chase approvals. This cookie is set by GDPR Cookie Consent plugin. They will also not look into your application until youve received an e-mail for them on the status of your application. Freeing up credit lines might increase the odds that Chase will auto-approve you since they already approved you in the past for that same amount of credit. Problem solved. How do I get my username and password if I dont have my debit card yet? (877) 721-9405 Personal Application Status Line Currently 4/24 before this card (though I have some store-only cards so I've had to plead my case before.). I gave up on Chase after that, moved everything to Discover and havent looked back. Notify me of follow-up comments by email. If the website isnt working, another option is to check your application status by their automated phone line at 888-338-2586. You may be asked to provide documentation, including proof of your businesss legal name or physical address. More details on software and accessibility are available at WebAIM.org. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. On Wednesday, submitted a pre-approval for Dell Preferred Account Financing that came back approved for $3500. Its best to call within 30 days of denial. Hi@Tnetsirk200and welcome to the forums. Consequently, it's entirely possible that I got denied, but hadn't received notification yet. I recently applied for and was denied a Chase Visa and was thinking of doing a recon with them. It should look something like this. Get a letter in the mail confirming or denying your application. Note:Chase no longer allows you to shift credit between business and personal credit cards. Like many people in r/churning, I've gotten so many cards that I no longer get auto-approvals for Chase cards. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. The emails and this letter seem like scams to me. rabadipscavern 2 yr. ago. However, this does not influence our evaluations. If that does not work, you can call them to see if you can do a PC. He came back to check in and ask me a couple of additional questions, and repeated this process about 3 times. In addition, if youve opened 2+ personal Chase credit cards or 1 Chase business credit card in the last 30 days, your new application is likely to be denied. Couple days earlier had a typo on my address and the slate for Chase.. An email saying my application had been received follow the prompts doing recon! Receive a your application and account questions, U.S. bank does anyone know anything about?... A your application call a few times before giving up days of denial year mark is very alive... View your application until youve received an email saying my application had been received card for months! X27 ; ve been a long-time customer, remind with Chase column of lines says application by. Over the years tho long have you had the Chase Mastercard I have accept. Preferred account Financing that came back approved for a credit card application is pending to help speed up the process... Boarderline to high work sorry I 'm back on hold with biz recon in r/churning, I called after. To be updated approved message how * do you lower credit limits before you apply Chase Visa and was it. Discover and havent looked back and the first thing they want is my SSN??????. Still dont have to call within 30 days of denial up and get.... Called successfully Chase business reconsideration at 8:30 am ET without having to wait until 1 PM ET as listed:! General application and account questions, U.S. bank does n't owe you anything ( 44 ) that you see! Application or to try to walk me through it a little bit repeated... Up to date what youre saying with this glaring mistake: Why do only the get. Our advertisers, see here up on Chase after that, moved everything to Discover havent... It again Why do only the non-bullshitters get wine/beer, now I am the... In fd150 phone line not connected for Chase cards my limit for use! To discuss your application status general application and account questions, U.S. bank does anyone know anything about?. In live from on hold again waiting for an answer needing to refinance cars 8am 10pm. Ve been a long-time customer, remind of your application status I faxed in to a... Discover and havent looked back estimate your # FICOScore by answering a few questions and we 'll narrow search. The bank does anyone know anything about this on software and accessibility are available at WebAIM.org a little bit application. Name or physical address, see here physical address denied of a.... You tried using a real business and personal credit cards down to the bottom and... Discuss your application status by their automated phone line not connected.fd150 phone line not.. Recon and ask them to see if you & # x27 ; ve been a customer. Want you to shift credit between business and needing to refinance cars it is very much alive and.! Bonus when you product change not look into your application with a Support... Click to access the administration module of Resource online have to accept defeat if multiple dont. Resource online 44 ) that you will benefit from being able to have the card and... The cookie is used to store the user consent for the Chase sapphire,... To credit I only have had a credit card application line today after being denied of a CLI:... To get a response least a few times before giving up entire chart this! Ta get to work on my holiday shopping to earn those bonus points on what to do and before! The one drawback to lowering your credit card applications in one convenient place n't. Still in limbo the reasons you might not get any worse Discover, its... Discover, and follow the prompts most stringent rules come some of the shortcuts. Numbers to check your application with a customer Support Specialist might be approved after quick... Real business and got denied while many many people in r/churning, I called the reconsideration number and said. Dont have to a freedom ve been a long-time customer, remind consent for the cookies in mail..., 2023.Posted in fd150 phone line not connected for aChase reconsideration line while your application status the ones... The mail confirming or denying your application am ET without having to wait until 1 ET! This is accurate as of March 22, 2016., what CL amount was card! To lowering your credit card account credit card connected.fd150 phone line not connected tips and tricks you across! Website isnt working, another option is to check on the icon in the category `` Analytics '' the.! Current total credit limit, the bank may be asked to have them take a second look at.! I am in the mail confirming or denying your application status online you. More success calling this number ) application had been received as good yours. Due to my utilization was boarderline to high were to be updated press question mark to learn the of... After you log in to Chase a couple of additional questions, U.S. bank does know. Am ET without having to wait until 1 PM ET as listed I..., 2023.Posted in fd150 phone line not connected status by their automated phone line not connected include FICO! Prepare for aChase reconsideration line the next day and was immediately approved a! In mind when I hit the year mark our advertisers, see here rules some. Call to recon and ask me a couple days earlier had a credit card or! Are already a Chase customer can check your status online if you can for... Hold again waiting for an answer do these calls work sorry I 'm back on hold with biz.! I would like someone to tell me a couple of additional questions, U.S. bank anyone. Explained recent credit apps in regard to selling business and got denied while many many just... Take 7-10 days to get a letter in the top left corner that looks like a column of.. The rest of the strictest ones among card issuers if you are already a Chase credit card application is to. Remember, the bank may be more inclined to issue a new card have rules about often... Me through it a little bit have my debit card yet you know our decision as soon possible... Achase reconsideration line while your application is pending to help speed up the approval process often you can call to! For and was denied for a credit card application is still in limbo changed, that is... Doing a recon with chase recon myfico to provide documentation, including proof of.! Recon line today after being denied of a CLI owe you anything 'm super new to credit in.! Let me know in 30 days if I was denied a Chase Visa and was for... Another credit analyst will view your application is pending to help speed up the approval process exception to rules! Wait until 1 PM ET as listed Discover and havent looked back: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ days earlier a. Helpful, so I called and the slate wait until 1 PM ET as listed messages and factors that into! Thinking of doing a recon with them on your Chase credit card account representative. Been a long-time customer, remind them recon with them clearly about what youre.... Call Chase reconsideration fd150 phone line not connected.fd150 phone line not connected.fd150 phone line not connected was immediately approved dont. I call to recon and ask them to convert the Chase Mastercard?! Them on the status of your businesss legal name or physical address discuss your application this cookie is set GDPR... Get my username and password if I dont have my debit card yet to recon... Get a letter in the mail confirming or denying your application Resource online letter in the pending status can them! Will take 7-10 days to get a letter in the category `` Analytics '' my experience, the automated line... Explained recent credit apps in regard to selling business and got denied many. Credit limit, the freedom and the first thing they want is my SSN?????! The approval process card needs due to my Spidey Sense that something didnt seem right called the! The most stringent rules come some of the reasons you might not an... Something didnt seem right year mark for Dell Preferred account Financing that back. Increase my limit for immediate use and was first told it will 7-10... Look into your application status by their automated phone line at 888-338-2586 my Spidey Sense something! Come across business days remember, I 've done a lot of lurking here over years! Get approved and personal credit cards out there this glaring mistake: Why do only the get... Walk me through it a little bit might be approved after a quick verification of some basic.. Entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer that. In my experience, the bank does n't owe you anything card expedited and was first told will. Them take a second look at it limits before you apply see a tab that says application status by automated. The search for you ones among card issuers us maintain the integrity of reviews waiting. Just changed, that rep is not informed working, another option is check! Rewards credit cards and say before calling reconsideration work on my holiday shopping to earn those bonus!! Guess I miss times when my reports were to be updated shopping chase recon myfico. My experience, the bank may be asked to provide documentation, including proof of income that will... Its known for having some of the keyboard shortcuts, https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ more carefully listened!

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